Our greatest privilege is walking alongside extraordinary ministers of the Gospel.
As you may know, in recent years, the number of people inviting us to do so has grown enormously – and the number of people applying to us for support has quadrupled in five years. Since 2020, the Trust, which is an independent charity and separate to the Church of England, has spent over £30 million on the wellbeing of clergy households.
While we are humbled that so many of you have turned to us, we also have a vital responsibility of stewardship: ensuring that Clergy Support Trust remains a dependable source of help not just for today, but for generations of clergy to come.
An income threshold
Unlike many charities, Clergy Support Trust does not currently have an “income threshold” to access financial assistance: instead, applicants are only asked to disclose their savings and property ownership.
Whilst we are eager to continue being as generous as possible, and whilst we know also that ministry is a vocation like no other, the Trustees have decided that now is the appropriate moment to introduce income thresholds, ensuring that our expenditure – dramatically higher than our income in recent years – is focused on those in the greatest financial need.
From 1 January 2027, households with a total gross income of more than £65,000 (if living in tied housing) or more than £85,000 (if living in owned or rented accommodation) will not be eligible for the Trust’s financial grants.
Households above these limits will be able to access our suite of online resources on our new Support Hub, launching in November, with its raft of support, and, when experiencing life-challenging events, able to request support through our expanded Visiting Caseworker Service, but will not be eligible for grants.
We are conscious that, for some people who have received financial assistance in the past, this will be a significant change. You can find out more using the FAQs below, and our Eligibility Checker will be updated from January 2027, to help potential applicants discern the support available to them.
Eligible
If you are an applicant from a clergy household, and either:
- Live in tied housing, with a total gross income (including spouse/partner) of less than £65,000.
- Live in owned or rented accommodation, with a total gross income (including spouse/partner) of less than £85,000.
AND
- Do not own a property, and have less than £100,000 in household savings.
- Own one property, and have less than £16,000 in household savings.
You may be eligible for support from the Trust.
Not eligible
If you are an applicant from a clergy household, and either:
- Live in tied housing, with a total gross income (including spouse/partner) of more than £65,000.
- Live in owned or rented housing, with a total gross income (including spouse/partner) of more than £85,000.
- Do not own a property, but have more than £100,000 in household savings.
- Own one property, but have more than £16,000 in household savings.
- Own two or more properties.
You will not be eligible for support from the Trust.
Emergency grants
Since 2018, the Trust has offered Emergency Grants to households meeting our criteria, and we remain committed to continuing this important provision. However, to ensure we can sustain this support for those in the greatest financial need, and long into the future, we are making some changes to the availability of these grants, from 1 January 2027.
For the past eighteen months, the Trust was able to expand this grant provision because of funding from the Church of England, to the tune of £2.5 million. Following the recent 10.7% stipend increase, this temporary funding from the Church of England has naturally concluded.
As such, the number of Emergency Grants will, going forward, be determined based on households’ income and savings levels after verification. Many households will continue to be eligible for two Emergency Grants per year. Others may receive one, and a small number may not receive any – though will, assuming they meet the new income thresholds and other criteria, be able to apply for other grants.
We have not taken these decisions lightly, but feel it necessary as part of our ongoing efforts to ensure we are here for future generations.
Many applicants will experience no or very limited change, and will continue to be supported by the Trust when in financial need.
We understand that, for some households, these changes will mean our financial assistance is no longer available, or is slightly reduced, and we understand that you and your household may find this news upsetting or challenging.
We have taken considerable time – and with considerable prayer – to reach these decisions, so that we can continue to support as many households as possible now and in the future with a more varied range of support.
FAQs
Income thresholds
Why is Clergy Support Trust introducing an income threshold?
Clergy Support Trust is here to support Anglican clergy households who find themselves in life challenging situations, which may include health, care or financial need.
The level of need that we have seen from our applicants has grown exponentially in recent years. In the past five years, we have provided over £30 million in grants to clergy and their families; that's double the £15 million we provided in the previous five-year period. We now support 1 in 5 of all serving Church of England clergy each year as well as many more, serving and retired, in the Church in Wales, Church of Ireland, Scottish Episcopal Church, and the Diocese in Europe.
An income threshold is best practice for many grant-giving charities like us, and will help us to ensure that our resources are focused on supporting applicants throughout the challenges of life and ministry, rather than providing regular, year-on-year support.
Is an income threshold the same as a means-test?
No. The limits we set around income, savings and property ownership are high-level thresholds for all our grants and services.
If you are below these thresholds, you can verify your household, which will determine what grants and services may be available to you. We do not usually ask for evidence in relation to these thresholds, and are reliant on trust, based on the information you disclose to us.
Very few of our grants are means-tested beyond the thresholds of property, savings and income. Our Financial Support Grants, and in exceptional cases Education Support grants, are means-tested, and will require documentary evidence and more financial disclosure, all of which are calculated against a clergy-adapted version of the Minimum Income Standard. The Minimum Income Standard is a tool which outlines the minimum level of income a household needs to live a dignified life, as defined by the Joseph Rowntree Foundation.
How were your income thresholds formulated?
We based our thresholds on a clergy-adapted version of the Minimum Income Standard, as set out by the Joseph Rowntree Foundation, a charity that conducts and funds research aimed at solving poverty in the UK. The Minimum Income Standard is a tool which outlines the minimum level of income a household needs to live a dignified life, as defined by the Joseph Rowntree Foundation.
We took an average* household (one living in tied housing, and another living with direct housing costs like rent or mortgage) and calculated the anticipated gross income required to have the JRF-defined dignified standard of living. We then added extra costs to ensure our thresholds were over and above the minimum standard, providing a higher, more generous threshold.
This is partly because we understand the often hidden costs of ministry and the additional expenses clergy can incur. It also recognises that many households in the wider UK population meet their housing costs from comparatively modest incomes – the average non-clergy UK salary is £39k per year plus housing costs - so our thresholds have been set with a broader sense of fairness and financial context.
*The national average number of dependent children per family with at least one dependent child is 1.77 (Office for National Statistics, 2024).
What do you mean by “gross income”?
Gross income is the total amount of money you (and your partner/spouse) earn before tax, National Insurance, pension contributions or student loans are deducted.
We are mainly interested in stipend, salaries and pensions. However, if you have additional significant income which would take your household over our income thresholds, we expect this to be disclosed.
For those who are self-employed, income would be calculated from business income (turnover) minus business expenses, before any personal tax or NI deductions. These figures can be found on recent self-assessment tax returns or business accounts.
I live in tied housing, but also have a rental property that I don’t live in. How does this affect my eligibility?
If you live in tied housing, regardless of other housing costs, your income threshold will be £65,000.
This means that if you and your spouse earn more than £65,000 of gross income, you won’t be able to access our grants and services. You will, however, still be able to access the helpful digital resources, guides and courses on our new Support Hub.
Will your income thresholds rise with inflation?
Yes. Income thresholds will rise each year, in line with inflation.
Emergency grants
Why have you changed the availability of Emergency grants?
During the pandemic, we temporarily increased the number of Emergency Grants available per household per year from two to three, to ensure that our applicants were supported during this unprecedented and challenging time.
We continued this throughout the subsequent cost-of-living crisis, providing essential, additional support for a further two years, before returning to two Emergency Grants per household per year from January 2025.
During 2025/26, the Church of England provided the Trust with a generous £2.5m grant, which enabled us to continue providing Emergency Grants to many households. That funding understandably ceased when, thanks in large part to the Trust’s persistent advocacy, the stipend increased by 10.7% for many clergy in April 2026. Because of this, we feel it’s appropriate to now refocus our Emergency Grant support for those applicants in the greatest financial need.
Will I still receive Emergency grants? What if I don’t qualify?
If you meet the financial thresholds on income, savings and property, the number of Emergency Grants you can access will be determined based on your income and savings levels after verification.
Many households will continue to receive two Emergency Grants, and will be unaffected by these changes. Others may receive one, and a small percentage may not receive any. However, if you do not meet the criteria for an Emergency Grant, you may – provided you meet the thresholds – be eligible for other grants, such as Wellbeing and Health grants.
Verification
I have applied for a grant before. Do I need to re-verify in the new year?
Yes. From January 2027, we are asking all applicants (previous or new) to re-verify themselves, before they make an application.
This will enable our Grants & Services team to assess your situation and consider what support we may be able to offer.
As we anticipate a great many re-verifications in January, we kindly ask that if your request is not urgent or time-pressured, you consider verifying your household later in the year.
I am a divorced / separated clergy spouse. Do I need to re-verify?
Yes. However, if you are a past applicant, we will have evidence of your link to Anglican clergy, so we will not need to see this again.
Other
I’m hoping to book a holiday, sabbatical, retreat or respite break in January or February 2027. Can I apply for a grant to cover or help with the costs, in 2026?
Normally, we would be able to receive and assess applications for breaks booked for January or February, in advance (e.g. November or December). However, as we are introducing new thresholds from 2027, we will be unable to consider such requests until midday on Tuesday 12 January 2027. In some circumstances, we may be able to take some retrospective costs into account.
We would strongly advise that, when booking a break, you are able to meet the full cost. As with any grant request, there is no guarantee of meeting criteria and receiving a successful outcome, based on previous outcomes.
As all households will need to be verified, we kindly ask that if your request is not urgent or time-pressured, you consider verifying your household later in the year.
We are an ordained clergy couple. Are we eligible for your grants?
This will depend on your total gross income, whether you live in tied housing, your property ownership, and your total household savings. Please refer to our new thresholds before making an application.
I don’t qualify for your grants. How else can you help?
From November 2026, we launch our new Support Hub, containing a wealth of free resources, signposting, courses and guides across a range of topics, including mental health, preparing for retirement, and budget planning. We hope that the Hub will widen our support to many new households, and support excellent wellbeing for clergy and their families, whether in current financial need or not.
If you are experiencing a significant life event then, from early 2027, our Visiting Caseworker Service may be able to provide practical guidance, signposting, and emotional support, regardless of whether you meet our financial thresholds. Keep watch for further updates on this new expanded service.
If seeking counselling, self-funded direct referrals can be made to our counselling partners, JR Corporate Health. In addition, self-funded coaching can be provided through our coaching partners, 3D Coaching. We will be providing more information on how to refer yourself directly from November 2026.